Terms & Conditions

This website (hereafter "MUFG Bank site")  is operated by MUFG Bank, Ltd.(hereafter "MUFG Bank") or agents of MUFG Bank. Please read these terms and conditions carefully before using this MUFG Bank site. By accessing the MUFG Bank site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access the MUFG Bank site, or any pages thereof. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms and conditions at any time without prior notification. Please check these terms and conditions periodically for changes.

1. Disclaimer about Forward-Looking Statements

Information on the MUFG Bank site may contain forward-looking statements with respect to the financial condition, results of operations and businesses of MUFG Bank. These forward-looking statements involve certain risks and uncertainties that may result from changes in MUFG Bank operational environment.

2. Insider Trading

MUFG Bank posts press releases on the MUFG Bank site to facilitate timely disclosure of information to its shareholders, investors, customers, and other stakeholders. The press releases may contain important information, defined in the Japanese Securities and Exchange Law, concerning the business of MUFG Bank. In the case that a person who receives such information by viewing the MUFG Bank site conducts any sale, purchase or certain other transaction designated under the Japanese Securities and Exchange Law in respect of stocks or certain other securities or instruments issued by Mitsubishi UFJ Financial Group, Inc, within 12 hours of disclosure to the designated media, such conduct may be deemed to be a violation of this law.

3. Copyright

Copyright to the contents of the MUFG Bank site (including but not limited to all information, brands and designs) are owned by MUFG Bank or affiliated companies involved in the operation of the MUFG Bank site. They may not be used, copied or altered without the prior express consent of MUFG Bank.

4. Change in MUFG Bank site Contents

We reserve the right to suspend operation of, or change, the contents of the MUFG Bank site at any time without prior notification.

5. Privacy Policy

MUFG Bank protects personal information submitted to this website in accordance with MUFG Bank's Personal Information Protection Policy. MUFG Bank continuously strives to enhance its website security measures to prevent unauthorized access to, or the loss, destruction, alteration, and unauthorized disclosure of customer information.

Measures include:

1. Information entered on the MUFG Bank site is encrypted during transmission by Security Socket Layer (SSL) software.
2. MUFG Bank applies industry standard practices including "firewalls" which block unauthorized access, in order to safeguard the confidentiality of customer information.
3. Appropriate virus alert programs are installed on our computers.

6. Limitation of Liability

In no event will MUFG Bank be liable for any troubles, damages or losses arising from the use of the MUFG Bank site or any information contained within it. Furthermore, in no event will MUFG Bank be liable for any troubles, damages or losses arising from the interruption or suspension of the operation of any MUFG Bank site, or from changes to the information and materials contained herein.

7. Cookies

In order to enhance security and to provide customized information, the MUFG Bank site uses cookies, which are small data structures used to store data on personal computers and to return information to the websites. Please be advised that cookies used by MUFG Bank do not contain any identifiable personal information.

8. Links

In order to enhance security and to provide customized information, the MUFG Bank site uses cookies, which are small data structures used to store data on personal computers and to return information to the websites. Please be advised that cookies used by MUFG Bank do not contain any identifiable personal information.

1. Links to websites offered by third parties
   The MUFG Bank site may contain links to or banners for websites provided and controlled by third parties. As we are not operating those websites, MUFG Bank accepts no liability for any information offered at any third party website linked from the MUFG Bank site.
2. Linking to the MUFG Bank site
   As regards linking to the MUFG Bank site, please comply with all of the instructions set forth below. In no event will MUFG Bank be liable for any troubles, damages or losses arising from linking to the MUFG Bank site.
   1. The Mitsubishi UFJ Financial Group, Inc, symbol, logo or title design cannot be used as a button for linking. Please set out the link as words, for example MUFG Bank,Ltd. or MUFG Bank.
   2. Links that display the contents of the MUFG Bank site as part of the linking website using frames or other techniques are prohibited due to the possibility of errors occurring. Please utilize only links that open a new window or transfer the viewer to the MUFG Bank site.
   3. Links to the MUFG Bank site should be used only for the purposes of convenience to those visiting the linking site. Implying a special relationship with MUFG Bank. or utilizing the links as a sales point for commercial gain is strictly forbidden.
   4. Links that may harm social trust in MUFG Bank or may cause any economic loss to MUFG Bank. are forbidden. Offensive or illegal links will not be allowed.
   5. In addition, any link that acts in a similar way to those listed as prohibited above will also be prohibited.

9. Recommended Settings for Viewing the MUFG Bank site

Use of one of the following internet browsers is recommended for viewing the MUFG Bank site: Internet Explorer 8.0 or higher, Firefox3.6, Safari (for Mac:3.x,4.x) The recommended screen size is 1024x768 pixels or higher.

10. Applicable Laws and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Japan unless expressly provided otherwise. All controversies and disputes arising out of or relating to these Terms and Conditions will be submitted to the Tokyo District Court in Tokyo, Japan as the Court of first instance.